Cheesy Refried Bean Burritos

Ingredients 6 (9-inch) flour tortillas 1/2 cup chopped onion 2 tablespoons extra-virgin olive oil 1 jalapeno pepper, seeded and minced 1/2 teaspoon minced garlic 3 cups canned refried beans 1/8 teaspoon salt 1/8 teaspoon freshly ground pepper 1 1/2 cups (6 ounces) shredded Monterrey Jack Cheese, divided 1/4 cup chopped green onions 1/4 cup commercial